Salvador Prchlik: You can either read your policy, or call your agent.
Ester Bryand: Check your policy or your declaration page or your ID card.
Estrella Northway: One way to know what your insurance offers is to read the insurance documents. When you purchased the insurance you should have received some documents. They should list what coverages your have and the limits. If you don't have these, call or visit your insurance company. Your insurance company will be able to tell you what type of coverages and limits you have, ask them all your questions they should help you.
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